Why is health insurance so expensive, why do cheaper insurance plans have a higher deductible?

Why is health insurance so expensive, why do cheaper insurance plans have a higher deductible?

I only make $10,000 a year. An $80 a month plan has a $10,000 deductible but a $360 a month plan had a $500 deductible. Why does the cheaper plan have a higher deductible?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Does a parking ticket effect my insurance rate?

I got a $25 ticket for parking in a illegal spot. I have the option to plead not guilty or pay the fee (I even have the option to pay online to avoid the crowd). My only concern is, when I pay for this penalty will it effect my insurance rate?


What are some problems with mandatory health insurance?

A couple of more things…This question is not my suggestion. It is just my attempt at understanding insurance. So please, no more BS like I’d move!” or “how ridiculous!” Instead try


Does Mercury Car Insurance give instant proof of insurance?

Does Mercury Car Insurance give instant proof of insurance?


Is car insurance in any way fair?

I understand that it is necessary, I would just like a reduction in my rates at a more frequent rate since they are making a percentage on my money that they reinvest. I think what would be fair is depending upon how much they make back they reduce your premium by a percentage. I know it is idealistic but if you are reinvesting my money and you are making a return of hypothetically speaking 5%, can a sista get 1%?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Where can I find out insurance rates for US postal services with letters to the UK?

I looked at the Express mail, but I noticed a bit of small print which says that certain items are excluded from their insurance, jewelry amongst them, which is one of the things I do want insurance for.


What happens if u get caught driving alone on a permit in California?

So last night, I was stupid enough to go out and get food on my permit around 8pm alone. I also forgot to turn on my headlights, I thought I turned them on but apparently I only turned on my parking lights. And I got pulled over, he gave me a ticket for 12500(a) cvc for unlicensed driver, and 24250 cvc for driving with no headlights at night. I wasn’t driving bad, I just didn’t have my headlights on. I have to show up to court next month, what is going to happen?… I live in California. Thanks. AND JUST WONDERING, WILL IT SHOW UP AS A POINT ON MY RECORD? AND HOW MUCH WILL THE INSURANCE RISE?


Ii need a dentist with no money or insurance. ?

Hello every body how u doing? Me I’m good i just have a real deep situation i need help with. Okay I’m 33 year old female I’m here in san diego. I have had a rough life. Im n need of answers for dental. I haven’t been to the dentist in years i need work. Its been so long and I’m inbarest to open my mouth. I’m not working and i have no money saved up. I live with my mom and brother which receive ssi so my momma and brother help me. And i have no insurance. I really need to smile again i don’t kw where to start every thing neg shuts me down. So is there any answer for me.


Why is health insurance so expensive, why do cheaper insurance plans have a higher deductible?

I only make $10,000 a year. An $80 a month plan has a $10,000 deductible but a $360 a month plan had a $500 deductible. Why does the cheaper plan have a higher deductible?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Isn’t it mathematically impossible for EVERY car insurance company to save me $300 if I switch to them?

I’m just complaining about the Lyin’ Lizzards, so don’t bother pasting in a car insurance website, and don’t bother telling me that it’s just advertising. First person who doesn’t read this part is an idiot. And the first person to tattle on them in their answer gets the 10 points. Good luck! The hunt is on!


Do I need insurance to register my car in Illinois?

I just bought a car and wanna get the plates and everything right away. Can I register my car without proof of insurance? Remember its Illinois


I think my wife is cheating on me. What should I do?

I keep finding strange men in her bedroom. Can they all be whole life insurance salesmen?


I need help im depressed and have anxiety but I dont have insurance or money?

Im in my 20s im severely depressed bipolar and have anxiety attacks but I cant find help. I went to the hospital yesterday to get help cause I have no insurance or money to see a doctor but they wouldnt help me. I cant live like this crying all day I can barely function. There are no programs in ga that can help because I dont have kids and im not pregnant. What do I do ? I need meds.


What is the typical cost of condo insurance in florida?

I’m trying to understand what homeowners insurance woul cost in florida for a 2 bedroom condo. I’m not ready to call an insurance company. I’m looking in Ft.Myers. Just want to know is it thousands of dollars and out of my range or a few hundrend per year. Say for a 75k condo.


How much does insurance cost for a teenager?

I’m seventeen years old and I’m going to have to pay for it on my own, and I’m just curious what I might be paying? I live in California and I’ll be driving a 99 jeep Cherokee.


Dwi and insurance?

i got a dwi and got into a car accident and totaled the car…its not even my car its under my moms name… will i be covered by my car insurance? like will my insurance cover me from totaling the car when i was dwi? please help


Who has the lowest price on car insurance? Please tell me how much you pay and your coverage limits?

Who has the lowest price on car insurance? Please tell me how much you pay and your coverage limits?


Why is health insurance so expensive, why do cheaper insurance plans have a higher deductible?

I only make $10,000 a year. An $80 a month plan has a $10,000 deductible but a $360 a month plan had a $500 deductible. Why does the cheaper plan have a higher deductible?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Does taking drivers ed lower insurance rates?

Im 18 and still in high school and already have my license I live in Florida if I take drivers Ed will it lower my insurance? Or Is just for people getting their permits?


Will car insurance cover an uninsured driver in your car?

so your saying if my friend is driving my car and crashes my insurance wouldn’t cover it?


Buying a car?

another thing – do i need proof of insurance? anything like that?


Is there an insurance that gives the same benifits as AAA at a lower price?

AAA is awsome but expenisve is there any other car insurance that offers the same benifits at a lower price


Motorcycle insurance?

about how much should it cost?


How can auto insurance screw you over?

Okay, I recently got into a car accident.. I am fully covered. My boyfriend was driving my car since I was not comfortable driving in a snow storm, we hit black ice and my car went into a pond.. It may be totaled, the adjuster still has to look at it. But now my auto insurance is claiming they might not be able to cover the loss of my car since the car title was put into my name only and I am under my parents auto insurance… but we asked the company before I bought the car if it was OK to be put under my name and not under my parents name since I am 19 years old and live under my parents roof. Help???


Does my insurance go up?

I have my permit and im getting my license soon the insurance already up just adding me but will it go up more if i get my license


The next available time I can schedule my license test is in April!! Is there really no way around this?

I have been waiting till I turned 18 to get it then I find out its in April is the next available license test for southern Cali DMVs

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Motorcycle provisional licence insurance costs?

Obviously, to learn to ride a motorcycle you sort of need your own bike with insurance, but roughly speaking, on an average standard bike, how much would that insurance be please? Anyone who has experience of this, I’d appreciate to here from especially! Thanks! (I’ve mastered the driving licence, so now I’m moving on to the bike licence, well, planning to). The bike would be no more than 120cc, with no more than an 11kW output. UK-based answers please, apparently the states makes it a lot cheaper to insure vehicles, jealous! Also, if you have any experience, please tell me when this was. (Insurance prices have gone up, again!) Thank you!


How I get discount on car insurance?

I am from Liverpool and wanted to have good discounts on Car Insurance.. Can someone please suggest.


Car accident and insurance fraud?

My son was in a car accident. Thank heavens he was fine. However, he has a nice classic car that he and his father were trying to fix up. The other kids insurance company gave us a check to get the car fixed but when we took it to get fixed we found some frame damage. Because of this he is considering parking the classic car – working on fixing it as he gets the money and taking the insurance money to get a new – used daily driver. My husband is concerned that this may be considered insurance fraud. I’m not sure. Any help would be appreciated.


Looking for solicitors insurance claim denied /critical illness?

Looking for solicitors insurance claim denied /critical illness?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

What is a good dental insurance company?

I am 21 years old and I am currently on my parents health and dental insurance plans. However, I get dropped off of the dental plan when I turn 22 and my birthday is just a month away so basically I am looking for a stand alone dental plan that is affordable. I have looked around but to be honest I don’t really have a clue on what I am looking for, what is good, or what is bad. I am not sure if it helps or not but I am looking for something that will help pay for Invisalign, doesn’t have to be a lot just something to help with the payments. Any help or information will be greatly appreciated!


Why is health insurance so expensive, why do cheaper insurance plans have a higher deductible?

I only make $10,000 a year. An $80 a month plan has a $10,000 deductible but a $360 a month plan had a $500 deductible. Why does the cheaper plan have a higher deductible?


Would there be a major insurance cost change between ’99 Acura TL & ’99 Honda Accord?

I will get one of those two cars soon, but for the acura TL, is the insurance going to be significantly higher than the accord, or do u think there wont be much a difference? thank you


Car Insurance for a 17 year old male…?

Tried all of the compare sites which give ridiculous prices, which go up even more when you go to that particular company. The cheapest so far was swiftcover. My dad got insured for an S reg rover 400 for 12 months fully comp for £240, £25 more to change to it to a P reg megane. They wont touch me though due to my age and are quoting £1000 for additional driver on my dad’s until feb.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much is the cheapest car insurance in california?

I want the minimum possible insurance, enough to the the government off my back. I dont care for protection or anything


Can I keep the check from the insurance, and don’t repair my car?

My car was hit by another car, and the other driver’s insurance is willing to cover my repair cost. So I went to a body shop and got the estimate which is over 1k. That looks like a lot of money. I was wondering, if the insurance company agrees to give me a check, can I just keep the money and don’t repair my car? Would the insurance company know? And since I left my contact info to the body shop, is the body shop going to chase me down? Thanks~!


Should my car insurance go up this high after an accident?

I got into an accident where I hit someone s bumper in a parking lot. I reported to my insurance company and they took care of it with $750. I was 100% at fault, and expected my renewal to go up, but when it came out, it was $800, which is 100% more than my usual insurance of $400 Does it suppose to go up 100%??!!! And this price will stay on for 6 years!!! That means by the end, I would end up paying $1800 more just to the company!! $1000 more than what I would’ve paid the guy!! This does not make sense to me whatsoever, first I thought the renewal was just for one year, it will go down bit by bit, but second year is still the same price! I am only a G2 driver who been driving for 3-4 years on PEI in Canada, can that be the reason? Still, $1800 extra?? Plz help me and thank you!


In what ways were the demands of the health insurance lobby in opposition to the health care reforms candidat?

In what ways were the demands of the health insurance lobby in opposition to the health care reforms candidate Obama proposed during the 2008 campaign? Why do you think President Obama eventually agreed to the demands from the lobbying groups? Do you see any other options the president might have explored? Do you think this type of compromise is in the best interest of American citizens?


What is the best way save on Auto Insurance?

I am trying to find a way to save on auto insurance, me and my brother both have vehicles- only difference is im required to carry an SR-22 and have citations-No DUI, moving violations-nothing in the past 1-1/2 years, and he has an excellent driving record. I feel bad because I know our insurance is higher because of me, most places tell me its cheaper to have a policy together- Any recommendations? Another thing I notice is that if im the primary-Insurance is definitely higher, however when my brother is primary its a little lower, some agents tell me I have to be primary?


My insurance company is charging me extra they say my home is a 2.0 story not a 1.5 story home?

My insurance company is charging me extra they say my home is a 2.0 story not a 1.5 story home?


How much does it cost to insure a 17 year old before he has passed his test?

I am a 17 year old boy who is about to book his driving test. However I want to buy my car now and insure it so that my dad can get in the car with me and I can get some extra practice in. I just want to know roughly how much something like this would cost? As I cannot find any details online, only details on how much insurance is for a person who has passed their driving test. I am going to be buying a Peugeot 107 (1 litre)


Are annuity health insurance premiums deductible?

My husband gets a government pension. His health insurance premiums are deducted from the annuity payments each month. (I don’t know yet if the premiums are paid with pre-tax or post-tax dollars, looking into it.) Are those premiums deductible in the medical expenses area of our federal income taxes?


How do i add my name to someone else’s car insurance?

How do i add my name to someone else’s car insurance?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Where i can find group of explain about auto insurance?

Where i can find group of explain about auto insurance?


Why is health insurance so expensive, why do cheaper insurance plans have a higher deductible?

I only make $10,000 a year. An $80 a month plan has a $10,000 deductible but a $360 a month plan had a $500 deductible. Why does the cheaper plan have a higher deductible?


How i can get insurance on my brothers car?

How i can get insurance on my brothers car?


Car insurance / ownership question?

Right now I live with my parents, we have 3 cars and there are 3 drivers. All of the cars are in my parents name. One of the cars is a total beater and was given to me as my own car, but we never bothered changing the ownership over because we didn’t think it would live very long. Now, I’m getting married and moving in with my husband. I’d love to take ‘my’ car with me but to transfer it to my name would cost a fortune in repairs as it wont pass the safety as it is. It’s not a bad car, but things like the parking break don’t work and the suspension is awful and I know if I take it in to get the safety done they’ll give me 7 days to do several thousand dollars of pointless repairs or scrap my car. My question is can I continue to drive this car while it is under my parents name? I will be living at a different adress from them also. I’m currently also under there insurance policy as a registered driver on this car. Can I continue paying the policy to continue to be an insured driver while living at a different address? If anyone’s had a similar situation or is in the insurance business please let me know! I’m stressing out about potentially having to junk a car that drives perfectly fine due to politics. I live in Ontario Canada.


On average how much is car insurance for a first time driver?

Just wondering a rough cost of car insurance for a first time driver age 17/18, as I should be driving in a years time and want to know how much to save :))


I want to get some life insurance. What would be the best ‘all around’ coverage for most any situation?

Mostly looking for my mother. I just don’t want to invest in something that I will find out after she passes, doesn’t pay out anything because of how she passed. I would like something that covers all the bases, i.e. accidental, natural causes, etc.


Who makes their teens pay for car insurance?

I’m 16 and my car insurance is 250$ a month. My parents have the money to pay for it but make me pay for it anyways. I know it’s cause they think it makes me responsible but I already pay for everything I want but don’t need.


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