Do you normally get home owner’s insurance before you close on a house?

Do you normally get home owner’s insurance before you close on a house?

I am buying my first home and am completely confused about the home owner’s insurance aspect. My lender told me to go ahead and start looking for insurance but we haven’t even closed yet, is this the way it’s done? Can I go ahead and buy it now? My home was appraised at $230,000 and I was told by the lender to get at least $155,000 in coverage. Where does this number come from?? Can someone help? I am scared that if I ask the insurance people for this info they will have me getting a bunch of stuff I don’t really need or way more coverage than I need.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

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Do you normally get home owner’s insurance before you close on a house?

I am buying my first home and am completely confused about the home owner’s insurance aspect. My lender told me to go ahead and start looking for insurance but we haven’t even closed yet, is this the way it’s done? Can I go ahead and buy it now? My home was appraised at $230,000 and I was told by the lender to get at least $155,000 in coverage. Where does this number come from?? Can someone help? I am scared that if I ask the insurance people for this info they will have me getting a bunch of stuff I don’t really need or way more coverage than I need.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Do you normally get home owner’s insurance before you close on a house?

I am buying my first home and am completely confused about the home owner’s insurance aspect. My lender told me to go ahead and start looking for insurance but we haven’t even closed yet, is this the way it’s done? Can I go ahead and buy it now? My home was appraised at $230,000 and I was told by the lender to get at least $155,000 in coverage. Where does this number come from?? Can someone help? I am scared that if I ask the insurance people for this info they will have me getting a bunch of stuff I don’t really need or way more coverage than I need.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

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Do you normally get home owner’s insurance before you close on a house?

I am buying my first home and am completely confused about the home owner’s insurance aspect. My lender told me to go ahead and start looking for insurance but we haven’t even closed yet, is this the way it’s done? Can I go ahead and buy it now? My home was appraised at $230,000 and I was told by the lender to get at least $155,000 in coverage. Where does this number come from?? Can someone help? I am scared that if I ask the insurance people for this info they will have me getting a bunch of stuff I don’t really need or way more coverage than I need.


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Do you normally get home owner’s insurance before you close on a house?

I am buying my first home and am completely confused about the home owner’s insurance aspect. My lender told me to go ahead and start looking for insurance but we haven’t even closed yet, is this the way it’s done? Can I go ahead and buy it now? My home was appraised at $230,000 and I was told by the lender to get at least $155,000 in coverage. Where does this number come from?? Can someone help? I am scared that if I ask the insurance people for this info they will have me getting a bunch of stuff I don’t really need or way more coverage than I need.


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