How far back in your driving record do insurance agents look when determining your car insurance rate?

How far back in your driving record do insurance agents look when determining your car insurance rate?

How far back in your driving record do insurance agents look when determining your car insurance rate?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Auto insurance property damage?

My friend is a primary driver on auto insurance with liability only coverage and his wife is a secondary driver with learners permit license. His wife involved in car accident while backing a car from parking. The car’s trunk and fence rail were damaged in the apartment community. Since no collision coverage he has to pay to replace the car trunk. He also agreed to pay to fix the rail. -Is it better to file a claim with auto insurance for this property damage? -If he submits the claim does it impact on his wife’s learners license in anyway? -How much insurance premium may go up because of this claim? -Usually is there any deductible for property damage? -The apartment asked to pay $650 to fix the fence rail (black color & approx 14ft W 4ft H) and they do not allow any other company to fix this. Asked to pay in a week. Does this sound reasonable? Please advise. Thanks.


Which companies do temporary car insurance for under 21 year olds?

Everyone i find wants you to be over 21. Is there a company that give me temporary insurance? I am 18 years old Thanks


The Coverage of Ontario Health Insurance Plan for Hospital Room?

Hi, I think OHIP covers a regular room of the hospital. How many days does it cover? Also, is there any limitation for usage, like once per 3 years, etc.? Thanks


How much will I have to pay back to the government if I didn’t make enough money to qualify for the Affordable Care Insurance in 2014.?

How much will I have to pay back to the government if I didn’t make enough money to qualify for the Affordable Care Insurance in 2014.?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

My Car was hit while parked, do i have to involve the cops or my insurance company?

– MY CAR WAS PARKED, AND ANOTHER CAR BACKED UP WHILE PARKING CAUSING DAMAGE AND SCRAPES TO MY RIGHT SIDE FRONT DOOR. – WHEN HE HITS IT, HE PULLS OUT OF THE PARKING SPOT AND GOES AND HIDES BEHIND A VAN OPPOSITE TO WHERE MY CAR WAS PARKED. -WHEN I GET OUTSIDE, I START WRITING DOWN HIS LICENSE PLATE AND HE COMES OUT AND ADMITS TO HITTING MY CAR AND PROMISES TO GET IT FIXED. – I HAVE EVIDENCE: RECORDING OF HIM ADMITTING IT, A PICTURE OF HIS LICENSE PLATE AND CAR, A COPY OF HIS DRIVERS LICENSE, PHONE NUMBER, ADRESS. AND THEN HE SAYS THAT HE WILL GET IT FIXED BY HIS BODY SHOP GUY” AND TOLD ME HE WOULD CALL


Cheap Moped Insurance?

Does anyone know where to get VERY cheap moped insurance? I’m 16, just passed my CBT and I need cheap insurance for my moped… Does anyone know where to get this… Or does it not exist?


Will the young people come out and vote for democrats after they realise their insurance cost is going up 20%?

in order to subsidize the cost for older peoples insurance. Does it make sense to redistribute wealth from the poorest demographic segment of the population to the wealthiest segment?


How far back in your driving record do insurance agents look when determining your car insurance rate?

How far back in your driving record do insurance agents look when determining your car insurance rate?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Anyone in Florida with a 220 insurance license?

I want to study for the 220 insurance test but before going to the school i needed to get a head start, and was looking for some study material can anyone help or send some lititure to study??


Now that Obamacare is off and running, when will AVIA”

Affordable Vehicle Insurance Act come into play?”


Injured with no health insurance and a big hospital bill?

My girlfriend dislocated her shoulder while playing volleyball with no health insurance. Her parents health insurance stopped covering her because she had just graduated from college (If your covered through your parents group health insurance most companies will stop coverage after graduating college). Now my girlfriend has to pay this large hospital bill . She is working full time but only making minimum wage and has a lot of expenses. Soon she has an appointment where she will be given a financial evaluation at the hospital to see if she can get any aid in paying the hospital bills (she doesn’t know the total of the hospital bill yet, but she’s guesstimating its going to be over $3,000 because she was sent in an ambulance to the emergency room and took several x-rays etc…). She has her lifetime savings in a bank (roughly $3,000 that she was planning on sending to her grandmother in France to help her grandmother pay for an operation she needs). My girlfriend makes minimum wage and has a lot of expenses, and with her budget she can only pay approximately $20.00 per month. Nonetheless, she is worried about losing the money she has in her bank account. At an appointment for a financial evaluation, like this one, do they ask if you have a bank account? If they do ask will she be forced to pay the hospital bill with that money? Any advice or tips on how to deal with this would be appreciated.


Does the GOP have an iron-clad agreement to insure those at the top will ‘spread the wealth’ in exchange for more tax breaks?

@ Rob: Your knee-jerk response epitomizes what the Dumbassification of America” has wrought! Centuries before the “White Widowers Pension Fund” existed as the modern iteration of ‘State Welfare’ for the poor


Maternity Insurance (Arkansas)?

My wife and I are ready to have kids but we don’t know how to prepare financially for it, everyone we have talked to says we need a maternity ‘rider’ but they can be rather expensive and we aren’t sure where to get one from. We are both healthy both 22 I work for our local school district maintenance and I make around $24,000 a year my wife works part time only making around $7,000 a year. I have a basic insurance plan through the school system on just myself but it is stupid expensive to change it (thanks to Obama). I also have a second health plan my parents set up when I was much younger through Blue Cross Blue Shield. My wife is covered under her dad but his plan doesn’t allow maternity coverage for her. What do I need to do so I’m not out thousands of dollars in medical bills and can still afford to survive? Before anyone says wait until we are financially stable to have kids, I do not want to be 30+ when I have kids, I want to be able to enjoy my grandkids!


WHo LOVES Mercury Auto insurance and the alien commercials? lol Whats your favorite commercial?

Mercury Insurance rates are soo low that they are run by Aliens from the planet mercury” lol “This model simulation represents the facility and their landing site lol” How about the Comcast Commercials? lol I was super high one time and saw the Turtles and was hellaaa freaked out lol.”


Average teen drivers insurance cost?

* ford focus. if that makes a difference.


Best insurance supplement to medicare in Calif.?

Husband and wife over 68 looking for best insurance supplement to medicare. Currently we have Kaiser Senior Advantage. Are there better coverages available in CA?


How far back in your driving record do insurance agents look when determining your car insurance rate?

How far back in your driving record do insurance agents look when determining your car insurance rate?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


I have the Gerber grow up plan, my dad got it for me when I was 5 I am now 26, I am now the policy owner.?

My father is deceased, but I keep reading that this plan was a bad investment anyway that’s neither here or there. The coverage is only $20,000 i pay 7.50 a month but now Im wondering if I should keep it, I’m still thinking about it just want some advice. I have no children and Im not married. I heard from a friend that once I turned 21 I could have cashed it in, for the $10,000 but that dosent sound right..If I do decide to cancel or cash it in how much would I get if anything. I’ll probably end up keeping it since Ive had it for so long Thanks in advance


Home Insurance Claim – leak three months ago, is it too late too claim?

does anyone know whether I could make a claim for water damage to my kitchen which occured approx three months ago-or is it too late? We didnt think to put in a claim at the time (water from upstairs bathroom leaked straight down into the kitchen) as we managed to mop up and clear the water and dry everything up. However over the last month or so a crack in the ceiling has developed and now the ceiling has a ‘bulge’ in it which looks like its going to give way – also the work tops and cabinets have deteriorated due to the water and there is a noticable damp smell in the sink cupboards again from the water and on top of that the wallpaper is now also peeling. Im now thinking it was a bad mistake not to have put in a claim, Is it now too late?


California Minimum Insurance Requirement?

Stated from the California DMV website: The minimum amount your insurance* must cover per accident is: * $15,000 for a single death or injury. * $30,000 for death or injury to more than one person. * $5,000 for property damage. Now when I signed up with Progressive Insurance and I don’t elect uninsured motorist coverage it makes me sign a statement that I elected not to do so and is below the state minimum. Do I actually need uninsured motorist coverage?


How much should health insurance cost me?

I am 22 years old, male, Student in college, homeowner, single


Average time a car insurance claim should take?

On the 27.11.13 I was involved in a car accident. A council street sweeper crashed into the left hand side of the car, and after pushing me into the central reservation and then hitting me again and plowing me through trees and a fence, we managed to escape with back and neck injuries. But we walked. He admitted responsibility to me and the police, and we contacted our insurance the next day, being the 28.11.13. I then emptied the car on the 29.11.13, and my insurance recovery collected it from where it had been taken to. Everything seems to be moving smoothly (other then me), and I was just wondering if any one knew the average time it would take to receive the money for the car back? Thanks, A


Isn’t it time the insurance companies stopped ripping us off?

Just how annoyed am I… I’ve been unemployed for 4 months and receive income based job-seekers allowance,we don’t have enough to live on and finding a job seems harder than ever just now.My car had an engine problem and both the Tax and M.O.T had run out,with so little money coming in I thought it best to do without the car until I get working again so I scrapped it.I called my insurer to freeze my policy and was told that I could only freeze it for 30 days and would still have to pay the monthly £20, then I would have to cancel if I didn’t get another car by the end of the 30 days,cancelling will cost me £90. What the hell,how am I supposed to find the money and isn’t it time these greedy companies were asked to explain why they need to charge ridiculous amounts of money for doing nothing other than posting a letter,they also charge £35 to change the policy onto another car which I find a bit hard to swallow. Why though,why do they have to charge so much in these hard economic times


What happens if I’m on two separate car insurance plans?

My boyfriend’s car got in a wreck and when we went to pick it up he didn’t have his license with him. The storage place recommended he call his insurance (Geico) and put me on his plan so that we could access his car so we did that and the Geico agent we talked to seemed like this was a pretty normal request. Does this affect my own insurance with All State in the long run? Also would this mean that if I have an accident I could unintentionally raise his monthly rates? Turns out that having me on his plan actually lowered his payments $70/month so I’d like to stay on to help him out if possible


Pipes underneath slab of my 15 year old home broke and insurance co will not pay the damages, why?

I need someone to explain why my home owners insurance will not cover a broken pipe damages

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Where are some companies in Memphis,Tn I can find cheap auto insurance?

Where are some companies in Memphis,Tn I can find cheap auto insurance?


Need an idea of how much insurance is gonna be?

I’m 16 and am looking at purchasing a 2000 Honda Civic Si Coupe. If I buy this car, will it be considered as a sports car to the insurance? I live in central California btw. If I were to wait until I hit 18 to drive, would the insurance go down substantially? Around how much am I looking at per month?


Shouldn’t an insurance policy that does not cover abortion or birth control cost more than one that does?

Doesn’t it always cost more to have the baby then to abort it? Aren’t condoms cheaper than babies? I support people who object to not paying for abortions being forced to pay for it, but it seems that they should get a discount for allowing it, not a charge.


Will I be fined for not having health insurance if I’m on Medicaid?

Will I be fined for not having health insurance if I’m on Medicaid?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

If your driving a friends vehicle and it doesn’t have Insurance on it but u carry full coverage on your vehicles will u b covered?

If your driving a friends vehicle and it doesn’t have Insurance on it but u carry full coverage on your vehicles will u b covered?


How far back in your driving record do insurance agents look when determining your car insurance rate?

How far back in your driving record do insurance agents look when determining your car insurance rate?


I have no car insurance and I hit someone. What will happen to me. Will I receive garneshed wages? thankyou

I reciently got into a car accident where I rearended someone. I was inbetween jobs at the time and I paid the insurance late, and was told that I WAS NOT INSURED AT THE TIME OF ACCIDENT. I have no credit, credit cards, and own a $2k truck. I rent a room from a home owner……..My question is what will happen to me? Will his insurance supina me to court and sue, and even if they don’t sue and just attempt to collect the approx. $4k in damage, CAN THEY GARNISH MY WAGES? Besides this incidnet, I have a safe drivers and haven’t gotten into an accident in about a decade! Any advice would be greatly appreciated. Thank you.


Insurance question?

When setting up your insurance online does the company know how many years NCB you have? if not could you lie?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


I am international student , i need to apply health insurance(Texas)?

who has msn address ?


What’s the best and cheapest liability insurance for someone who wants to teach horseback riding lessons?

I’m going to start teaching horseback riding lessons and need to know what the best, but also the cheapest liability insurance, so I can teach at local arenas and barns.


Looking for an insurance plan to switch to with good maternity?

I’m getting married in less than a month & will no longer be on my insurance, my husband to be can stay on his till he’s 26 however my current job doesn’t offer me anything at the moment. I’m in search of a good plan that is affordable and we are looking to start a family later in the year/early next year so i wanted something that would help cover maternity as well. I don’t want any government offered type of deal either. Just need any suggestions, sites, plans to look up and research or any personal feedback. Thanks on advance


What is a better life insurance company: Sun Life or Industrial Alliance?

Hi, I want to know which one is better for me, the Sun Life or Industrial Alliance? In Sun Life, i need to pay $68 a month until I’m 60 years old. ($250,000 life insurance) In Industrial Alliance, i need to pay $120 (250,000 life insurance) a month for 15 years. I don’t really know what the pros and cons. But what i do know is, I’m leaning towards Industrial Alliance because I can finish paying for my life insurance for just 15 years. I’ll be at my late 30s by then, so i find it really great. However, I dont know why Sun Life has a better rating compared to Industrial Alliance. What are the difference between them? Which one should I choose? Thanks in advance guys.


What is a good type of home owner insurance to get?

I may be purchasing my first home on a land contract from a person that i know that owns the house out right. the land contract would be a five year contract or sooner if i can afford to pay the house off. i have lived in the house at one time, not for sure about a few things on the house. i was wondering if anyone may know of a website or a website that may give an estimate quote on home owners insurance on the home i may be buying. i wanted to get some idea of how much it may be and what home owners insurance covers. i have looked at a few websites, but there are a lot of different things to include in insurance and different requirements that may need to be met before the house is insured. the house is a bit of a fixer upper and needs lots of tender loving care before its decent. its livable but i need insurance if i buy it. the owner who is selling isn’t requiring insurance, but i want to be smart and safe and have insurance. any suggestions? i must give an answer to the owner tomorrow, because i know he has others wanting to buy. i don’t want to get into something that i have no clue about before purchasing. i am looking and getting the idea, but was looking for tips or more info. thanks


How much my car insurance will be if i am under 25?

How much my car insurance will be if i am under 25?


If you don’t pay PMI – do you get lower home insurance rates?

In other words if you have a lot of equity in the home. Lets say 50% or more Does it affect what you pay in home insurance?


America – Are you legally required to get Car Insurance?

In the UK you can’t go on the road without insurance, is this the same in america?


How will this 15-20 mph speeding ticket affect my insurance?

I just turned 18 and I am a senior in high school. I live in a small area that is just between two towns. This area is known for its police; they have a tendency to give speeding tickets out like crazy. They hide in places so that they can catch people speeding; the area is generally a 30mph zone. I had a good morning and got a little foot-happy…I sped right up to a cop that hides next to my neighborhood. Needless to say, I was going 50 mph in a 30 mph zone. Without a seat belt. I was extremely honest, so I got a speeding ticket but the seat belt issue was simply a warning. This is my first ticket ever; the only other time I had been pulled over was because I forgot to turn on my headlights…I was 16 at the time. I have State Farm Insurance and have an extremely decent rate for my age. I have no issues paying the speeding ticket because I did speed…I just don’t want my insurance to be crushed. I went through driver’s education, State Farm’s Steer Clear Program, and I have maintained my grades to ensure that I get a decent rate. What will this ticket do to my rate? And what is the best I can make out of this situation?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Teen Insurance?

my moms car is a 1997 lexus sc300. i would be driving her car. please tell me about how much money it would be for my own and with hers. she has a good record


How far back in your driving record do insurance agents look when determining your car insurance rate?

How far back in your driving record do insurance agents look when determining your car insurance rate?


Do you know cheapest car insurance? My friend is 21, male.?

Do you know cheapest car insurance? My friend is 21, male.?


Where can i get auto insurance online?

I was looking to buy auto insurance online. anyone know where to start looking


Where have you gotten your cheapest car insurance from? Who has the best rates?!?

Where have you gotten your cheapest car insurance from? Who has the best rates?!?


Does home owners insurance cover a collapsed water well ?

Does home owners insurance cover a collapsed water well ?


What is the cheapest car insurance for girls ?

I need help with my car insurance it’s too much money does anyone know the cheapest car insurance for girls 18yrs old ? I pay £229 a month way too much can someone help me pleasssseeeee … And my car is a 1.2litre


https://storify.com/charlesjvjoseph/cheap-insurance-on-cars