What are the basic rules of term life insurance?

What are the basic rules of term life insurance?

I am looking at 30 year term life for my husband and myself. Why do they need to come out to take blood to check our cholesterol and liver function tests? We are only buying $500,000 each worth of insurance. Is it the dollar amount or the fact that we are 40 right now? How does life insurance work? What if we both die right away does our son get the entire amount or is there a waiting period” where you have to pay in for a certain amount of time before they get the money? Also

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


RELATED:

Should auto insurance rates be based on credit?

Thats whats happening now. Because i have bad credit i am paying double of what i would pay if i had excellent credit. I have never been at fault in an accident in my life. Age (49). I did an estimate for auto insurance and saw how credit affected my rates. Don’t you think this is illegal, what insurance companies are doing. CAN THIS BE A MAJOR CLASS ACTION SUIT?


Do red cars have higher insurance rates than other colored cars.?

?


Help with insurance prices?

I was wondering what the cost of these cars would be for a 16 year old male or just a list of most expensive to insure to cheapest to insure. 2006 Chrysler 300 touring 50000 miles 2007 dodge charger sxt 40000 miles 2006 chevy cobalt ss not sc or tc 60000 miles


Request for life insurance?

I am a Life Insurance agent. How to issue business card and request for the business and services when I meet people. Kindly please provide word to word (exact) script on what to say without sounding as if I am begging. Because right now whenever I meet people I say things like please (buy) take out insurance policy from me etc.( it sounds as if I am begging). And the expected answer is people always say that I should not put them in an awkward situation. ie embarrassing situation. since I am begging for business and service they are ashamed of me because I ask them like that. I would like to know what is the correct way to request for business and services so that I don’t sound as if I am begging and also they don’t feel ashamed. PLEASE PLEASE HELP!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Car insurance for a new driver how much is it a month for a girl? because i heard girls car insurance is cheaper than guys?

Car insurance for a new driver how much is it a month for a girl? because i heard girls car insurance is cheaper than guys?


Anyone know of an insurance company in Alabama that covers Suboxone?

Ive been checking around and BCBS said that I wouold have to wait till after a year of coverage untill they would cover that drug for some reason, also would it be considered a pre-existing condition” if I was prescribed the drug before I obtained coverage?”


How much insurance do you save?..?

How much insurance do you save?


What are the basic rules of term life insurance?

I am looking at 30 year term life for my husband and myself. Why do they need to come out to take blood to check our cholesterol and liver function tests? We are only buying $500,000 each worth of insurance. Is it the dollar amount or the fact that we are 40 right now? How does life insurance work? What if we both die right away does our son get the entire amount or is there a waiting period” where you have to pay in for a certain amount of time before they get the money? Also

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Where should I look for health insurance for my mom?

My mom is 55 years old and lives in another state as me. I currently work and live in Pennsylvania at a great company that provides health insurance, dental, vision, etc. I cannot add her to my policy, as much as I would like to so I would like to try and find a policy for her. My dad works for a company that provides health insurance, however the cost of health insurance to him and my mother (who live together and are married) is extremely high. Currently, they are seeking alternatives so that my dad is covered under insurance through his company and my mom can get coverage through a third party company at a lower rate. The rate they are asking my father to pay to have both of them on the coverage policy is insanely high. I pay about $55 a month for health insurance and they are at least quadruple that. I’m looking for suggestions for a reliable and trusted company (Aetna, Anthem, etc.) that would provide individual health insurance at an affordable rate, if anyone knows of anything.


What is the consequence for driving a car that has insurance under your parents name and not you as the driver

im driving a car that belongs to my dad and the insurance is under his name and not mine. will i get into trouble if i get pulled over?


Can I stay on my parents’ health insurance if my employer offers it?

I am under 22, and just got a job that offers insurance through their company. Do I have to take this insurance, or could I stay on my parents’ until I am 26- even though my company offers it?


Which auto insurance company do you recommend?

I’ve had the following insurance and was not pleased: -Insure One (real insurance: Access American Casualty)=Cheap but HORRIBLE CLAIM PROCESS -Farmers Insurance Group: Pricey and more hidden fees hence had to switch because I felt like I was paying too much and getting scammed (I tried resolving the issue but rep said there is nothing we can do”). Currently I’m with GEICO and I am paying the same as I was with Farmers (except w/out the random charges)


How can I drive a car without having to pay the insurance companies so much money?

Insurance companies raise rates by making adjustments” when they are raking in millions and denying claims in other areas. Is there a way to legally drive with out having to pay insurance companies? Is there such a thing as an insurance company owned by it’s clients? What does a car insurance agent pay for his or her car insurance? Do they pay the same as us?”


What is the cheapest car insurance if you have bad credit and low income?

What to do if you can’t afford car insurance


What is the average car insurance for an 18 year old male who is just starting to drive?

I just want to know how much car insurance will cost me i know a lot has to do with the cost such as what type of car and such. I want an estimate because no insurance website has a quote for new drivers.


How much does it cost to get one false tooth without insurance?

I just lost a tooth last week. It was one that was next to a canine, on the side of my mouth toward the back. It’s really only noticeable if I smile big or laugh out loud, but the fact that it is missing is driving me crazy, and making me very self conscious. It makes me feel like some kind of lowlife with a missing tooth. I really want to get a false one but don’t know if I can afford it 🙁


What are the basic rules of term life insurance?

I am looking at 30 year term life for my husband and myself. Why do they need to come out to take blood to check our cholesterol and liver function tests? We are only buying $500,000 each worth of insurance. Is it the dollar amount or the fact that we are 40 right now? How does life insurance work? What if we both die right away does our son get the entire amount or is there a waiting period” where you have to pay in for a certain amount of time before they get the money? Also

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How does health insurance work in the US?

Thanks to those who have responded so far. I would like to further ask: Does a health insurance contract state that it will only cover the normal” rates for a procedure? For eg. if there are 2 possible treatments for a disease


My son wants to buy a ford mustang for his first car, should i let him ?

he has had a job for about a year now, been fairly responsible with saving and has worked it out to where at around christmas he will have around 5,000. He wants to buy a 2005 or later ford mustang. do you think i should let him buy it ? he will be paying for it by himself and will need little to no help from me to pay for it and insurance. he will be 17 at christmas, if you think he should get it could you recommend a model ? (2005-2009)


Insurance,if I buy a car and get my dad to registered keeper and owner and he insures it wi me as main driver?

im still going to declare my convictions so why is it ilegal it asks on go compare do you wont additional drivers so you put yes ie me any convictions yes , ins10,1ns10,dr10,lc20,14 penelty points etc and then it asks who would be main driver on vehicle i put me not my dad even tho he is registered keeper and owner quotes come back cheapest 1k why allow qoutes if you cant do this…


Is there any affordable health insurance for full time college students?

I’m a full time student and I work full time. But our benefits at work aren’t that great. It’s close to $400 a month with a 5000 deductible. I can’t afford that right now. Recently my mom told me that she heard some colleges have health insurance programs or something like that that I can get through the college. It’s pretty affordable supposedly.. I tried to search on my college site but didn’t really find anything. Where can I find info about this? Or are there any government programs that offer insurance to full time students?


Cheapest car insurance for 17 year old?

i need cheaper car insurance because most quotes are coming out at like 4 grand and i dont have that kind of money. the car is a 1.2 55 reg corsa, does any one know a cheap insurance company? cheers


Where would i get cheep car insurance in ireland?

http://usa1proxy.cn/car-insurance.html


Car insurance?

I AM BUYING A USED CAR SOON. THIS WILL BE MY FIRST CAR…SO I DON’T KNOW THE PROCESS. MY QUESTION IS WHEN DO I PURCHASE THE CAR INSURANCE? DO I HAVE TO HAVE CAR INSURANCE BEFORE I GET MY CAR FROM THE CAR DEALERSHIP? THANK YOU FOR YOUR ANSWERS


I just passed my driving test but the insurance quotes i am getting for 1.0-1.2 engines are around £7000?

Where ever i look on the internet, whatever car i choose which is say around 4-6 years old with 1.0-1.2 engines the insurance quotes are around £7000 – £8000 i entered all my details correctly, i’ve held my license for a month. I do not understand why this is happening. Help Thanks

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


About how much does insurance cost for BudgetTruck Rental?

Can someone give me a ballpark on how much insurance would cost for Plan 2 – Supplemental Liability Insurance (SLI) on budgettruck.com I need a 16′ moving truck in a Columbus, Ohio suburb up to Toledo area


What is the penalty for driving without insurance on a motorbike, as i feel it was a genuine oversight?

I was stopped because of a broken rear light and as it happens my insurance had expired about 4 days before. I wasn’t aware that the insurance expired , i thought it was at the end of the month. I didn’t receive any reminder because i had forgotten to change address with the insurance company, which was completely my fault. This is a genuine oversight on my part, but I’m not sure if they’ll look at previous incident i had with my cousins car when i was a teenager about 7 years ago, i got caught driving without insurance. Probably one of the stupidest things i have done but i learned from it, but the court may not look at it like that. Should i get a solicitor and does anyone know how much they cost? Will i be suspended from driving?


How many people have health insurance, what’s your average deductible and premium? Just curious?

Also, what’s the better insurance plan… Same Insurance, Same plan, same everything only difference….. A. 500 deductible/30 co pay/99premium (preventative care not fully covered) b. 750 deductible/35 co pay/76 premium (preventative care fully covered)


How much would my insurance cost if i an a new driver age 16 in CT without a car ( i just use my parents car)?

My parents are good drivers and have no real accident record and i havre no criminal record and get decent grades. my dad saqys rates would go up 1500 dollars is he being accuratge?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

How do i compare insurance companies?

Thanks so far! I wanted to say i have no other insurance yet as i am a young adult, and i cant drive due to my eyesight. I live in my parents home so i have no HO ins. BUT-we are hoping to move out and we would be needing that as well…so i’m guessing a broker is the way to go…perhpas i will call around. are there any specific questions i should ask in deciding who to pick?


What are the basic rules of term life insurance?

I am looking at 30 year term life for my husband and myself. Why do they need to come out to take blood to check our cholesterol and liver function tests? We are only buying $500,000 each worth of insurance. Is it the dollar amount or the fact that we are 40 right now? How does life insurance work? What if we both die right away does our son get the entire amount or is there a waiting period” where you have to pay in for a certain amount of time before they get the money? Also


Can you receive medicaid if your employer offers insurance at an unaffordable rate for a low income family?

@ Stephen W…By the time taxes get taken out I am bringing home about $800 every 2 weeks after taxes…Remember it is LESS than $12/hr…Which for the basic necessities of rent, electric, heat, food, gas, car payment, and car insurance, renters insurance,… I already have more going out than coming in. Now when you take the $115 out of the $800 thats not even enough to cover rent……I dont receive cash assistance or Food benefits or any other assistance…..


How about Universal Auto insurance?

Universal Dental, universal home insurance, universal life insurance, universal pet medical insurance, universal flood insurance, universal renters insurance. Wouldn’t it be a good idea to have the government provide all insurance to everybody? There couldn’t be problems with that right? ( please note heavy sarcasm )

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Can someone recommend cheap insurance company please.?

i have a yamaha aerox 50 and i have a provsional and i just done my cbt now i want to insure it i have found quotes for £250 but i am looking for around 200 thats third party only but i dont mind can anyone thats insured a similar 50cc moped help please i want to know how much you are paying and what company you are with


How much will my insurance go up with Allstate for a speeding violation?

I was doing 70 in a 55 and got a ticket. How much will it go up? I’m a 19 year old girl who’s been driving since May.


What type of cars would have the highest car insurance payment?

couples? Sport cars? What type of cars have a high car insurance payment? I wanted to get a two door but heard the insurance would be high. Since im young I know it be higher also. What would be best to get?


What’s the difference between health and accident insurance?

What’s the difference between health and accident insurance?


Why should health care even be paid for through insurance? Why can’t it be paid for when you need it like a car or a smartphone?

Why should health care even be paid for through insurance? Why can’t it be paid for when you need it like a car or a smartphone?


We are looking at buying health insurance, but we don’t know where to start.?

We have never had health insurance, so I am clueless. I would like something that covered pregnancy (for myself) medications, and dental for the whole family. Does anyone have any pointers to help us out? Where to start? What to look for?


How do i get auto insurance?

How do i get auto insurance?


Is it possible to get different car insurance under the same household?

Hi, So I have a question regarding different car insurance. MY family has allstate for the car insurance. However, I do not want to go under allstate for family reasons. I am trying to get geico for my car. However, my father states that if you were to get geico you would still have to add everyone’s name under the insurance policy. I am trying to get my own individual policy without adding anyone under the car insurance policy. I wanted to know if it is possible to get different car insurance under the same household? Thanks 🙂 P.S: I am 23 years old. About to turn 24 years old. I wanted to get my own individual policy without adding anyone on the car. The car was a gift from my parents to me.


Is a person allowed to have 2 health insurance plans at the same time?

I don’t want to cancel my original policy. I just want a temporary better policy so I will avoid the deductible.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Can i get some help in writing my job application to an Insurance Comapny?

Recently I have developed a special interest in “banking” and if I am given the opportunity I am prepared to work diligently to serve the nation”. …this is what im writing in my application but i want a word to replace “banking”


What are the basic rules of term life insurance?

I am looking at 30 year term life for my husband and myself. Why do they need to come out to take blood to check our cholesterol and liver function tests? We are only buying $500,000 each worth of insurance. Is it the dollar amount or the fact that we are 40 right now? How does life insurance work? What if we both die right away does our son get the entire amount or is there a waiting period” where you have to pay in for a certain amount of time before they get the money? Also


Integra to Mustang: how much will my car insurance go up?

I am currently insured with ING for my acura integra ‘1992 at $55 a month. I’m 23 years old with a clean driving record and the insurance is one-way (damages to my car in an accident are not covered, but damages to another car/property are covered) and is also protected from theft and attempted theft + vandalism. I am planning on switching to a 95 Mustang. Can I expect a small or significant jump in my insurance premium? I would apply the same coverage. (The car has an alarm system and I put on a steering wheel lock when I leave it parked.)


Life/health insurance questions?

Can self injurers be denied life insurance/health insurance or have increased rates because of it?


Why is my car insurance price so high? What can i do to lower it?

Recently iv’e been wanting to get my next car. Iv’e been looking at a 2012 Infiniti G37 sedan to be exact. I was very excited about buying this new car, i was ready to sign the papers and all that. However, when i contacted my car insurance they were charging me $212 a month for that car alone. I though that was alot so i tried a couple of free quotes online. One came out to roughly $300 a month and the other to roughly $400 a month. Now, I understand that this is a pretty new car so its understandable that the monthly price would be higher than usual, But i am 21 years old and Ive had my licence for nearly five years, i am accident free, and i am yet to get a ticket of any sort. (I live in Los Angeles CA if that’s any help) Are these car insurance prices ridiculousness high or are they just the regular price id have to pay? and What can i do to lower my prices? – Thank You


Someone with a manual transmission car rolled back and hit me.?

Someone with a manual transmission car rolled back and hit me.?


Why is my landlord requires Hired & Non Owned Auto Liability Insurance?

I own a beauty salon, and not understand why my landlord required my insurance to have Hired & Non Owned Auto Liability Insurance” coverage? I know this coverage would covered my car I rented for business used & my employee’s liability when sometime (rarely) used for business purposes. What’s is it in for the landlord?”


insurance cheap quotes