I believe my employer may have terminated my health insurance and pocketed my money, what recourse do I have?

I believe my employer may have terminated my health insurance and pocketed my money, what recourse do I have?

I’ve been employed at the same job with the same health insurance for 2 years. My monthly insurance payment is split between me and my employer, and is taken out of each check. I recently received bills from doctors saying I owe for any services I have had during Sept. ’07 because my insurance is denying the claim. I called my ins. company, and they said my policy was terminated Aug. 31st, and reinstated Oct. 1st. They confirmed this was not due to a lapse for nonpayment. The termination was absolutely sent in by my employer. I was not ever notified of this termination. In the fall of ’07, my company, (a small business), came close to bankruptcy. I fear my boss may have deducted my half of the premium from my checks and failed to pay the ins. company. In addition, my policy renews every Oct., so it may have been simple for him to end a month early. For my insurance to be terminated, he would have had to send in the request. How can I find out for sure, and what recourse do I have?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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What is the outcome of this car accident? Insurance question.?

I had a lunch date with a girl(who is now my girlfriend) one day and decided to take my step dads car. I have my own car and my own insurance and he has his own car with insurance. The reason I took his is because its cleaner. When I picked up the girl I decided to let her drive because my ankle which was in a cast was sore. Now I have a full G and she has a G1. I haven’t been a G driver for long enough so she was driving illegally. She crashed my step dads car into another car. Insurance says they can’t cover it properly because she didn’t have a proper license. My parents want us to give them the money for the car as an alternative to sueing her. What is the best solution? Anyone have any suggestions or input.


When you switch car insurance companies, trusting the new company with the quote they give you, do they have?

to stick with that quote throughout the year or can they cheat you and increase it later and the quote is just an estimate. I live in California


What would the cost of insurance be for a 16 year old driving a 1994 3000GT Mitsubishi?

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Buying motorcycle(street bike) and insurance?

Okay im going to be buying a new yamaha r6 in a couple of weeks. Before I bring the bike home I heard that Im going to need insurance before I bring it home. So should i start looking for an insurance now and get quotes or can i bring the bike home and then look for insurance. Im 19 years old.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

So im 17 1/2 and i don’t have my permit or anything can i still get my license when i turn 18?

So im 17 1/2 and i don’t have my permit or anything can i still get my license when i turn 18?


17 year old car insurance quotes help please?

Right i havnt yet passed but my test is soon and i cannot get quoted less than 3000 on a toyota yaris and even a mitza 800cc its crazy if i could get it to 2000 pound i can afford it ive heard of i kube but that was still 3000 just wondering if there were any more companies like that or wether any of you have in the last year or so had any quotes for 2000 or less and with which company can u help me please and no answers like tough its always expensive i know that i just need it at a reasonable price thanks.


Leaving my car on a UK road without insurance?

I do not want to get insurance on the car anyway during this time as it would only be 3rd party and it is expensive in comparison to the cars value. There will be people I know around to keep an eye out and make sure nothing happens to it. As no one will be driving it surely it is legal? If it is illegal is it fine to have someone other than the registered owner insured on it for the time I am away?


I believe my employer may have terminated my health insurance and pocketed my money, what recourse do I have?

I’ve been employed at the same job with the same health insurance for 2 years. My monthly insurance payment is split between me and my employer, and is taken out of each check. I recently received bills from doctors saying I owe for any services I have had during Sept. ’07 because my insurance is denying the claim. I called my ins. company, and they said my policy was terminated Aug. 31st, and reinstated Oct. 1st. They confirmed this was not due to a lapse for nonpayment. The termination was absolutely sent in by my employer. I was not ever notified of this termination. In the fall of ’07, my company, (a small business), came close to bankruptcy. I fear my boss may have deducted my half of the premium from my checks and failed to pay the ins. company. In addition, my policy renews every Oct., so it may have been simple for him to end a month early. For my insurance to be terminated, he would have had to send in the request. How can I find out for sure, and what recourse do I have?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


DO YOU NEED AUTO INSURANCE TO DRIVE YOUR CAR?

I’m planning on getting myself a new car- a 2012 Dodge Challenger RT model. I’m on a tight budget and I only have enough money for a down payment and monthly payments on the Challenger, (if I decide to purchase it). My problem is I don’t have enough money for auto insurance and I am not joining with anyone in my family to be placed on auto insurance. I want auto insurance for myself and signed to my name only. Since I do not enough money for auto insurance, can I still get a car without auto insurance? And can I still drive the Dodge Challenger without auto insurance if I decide to purchase the car? Can someone answer this for me? Thank you! I really appreciate it.


What is a good cheap auto insurance company I can buy insurance from.?

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Pregnant-Can I get health insurance???

Right now I have a new job and won’t qualify for benefits for a few months. I am under my husband’s policy right now and I am 8 weeks pregnant. My husband is considering quitting his job for another…my question is, will I be able to get health insurance? I’ve heard that if you’re already pregnant you can’t get health insurance because its a pre-existing condition”. Is this true? Does it matter what company or state you live in? (I live in Kansas)”


Divorce and custody questions in California?

My soon to be ex husband and I have a 3 month old son. I know we can work out the custody agreement but if either of us get married again, can the step parent adopt the child as their own even though both biological parents have custody? Also if not, is there a way to give the step parents rights to the child like authorizing medical care, to be on the step parents insurance, ect…


Can anyone be added to insurance?

I was curious if my dad could get me on his insurance plan (medical)? I can’t afford insurance and I’m suffering from tooth pains, psychological illnesses, and need medical attention. I’m supposedly too old (26), but I wanted to know if my father could add me onto his insurance another way? Thanks.


BAH allowance and Health insurance?

My boyfriend just got out of the Navy and is going to school using his GI Bill and is receiving BAH (Base allowance housing). It is considered non-taxable. He is looking for health insurance and he is asked to enter his taxable monthly income. That monthly income is only $1800. With BAH that jacks it up to $3800. I know since it says taxable income only, that wouldn’t include BAH. I just want to make sure that he is receiving the proper quote. I’m not sure if he would be required to disclose his BAH to the insurance company when receiving quotes.


Purchasing used vehicle insurance question?

I am an insured driver, however I’m not insured under my name. I am insured as the primary driver on one of my dads vehicles. I am going to purchase (private sale) a used vehicle,(obviously the vehicle will not have insurance) and was wondering if anything happens will I be covered? Or will i not be covered because I do not own and insure a vehicle myself? Thank you!


What’s the average progressive quotes for a young driver between 18 to 24?

What’s the average progressive quotes for a young driver between 18 to 24?


I believe my employer may have terminated my health insurance and pocketed my money, what recourse do I have?

I’ve been employed at the same job with the same health insurance for 2 years. My monthly insurance payment is split between me and my employer, and is taken out of each check. I recently received bills from doctors saying I owe for any services I have had during Sept. ’07 because my insurance is denying the claim. I called my ins. company, and they said my policy was terminated Aug. 31st, and reinstated Oct. 1st. They confirmed this was not due to a lapse for nonpayment. The termination was absolutely sent in by my employer. I was not ever notified of this termination. In the fall of ’07, my company, (a small business), came close to bankruptcy. I fear my boss may have deducted my half of the premium from my checks and failed to pay the ins. company. In addition, my policy renews every Oct., so it may have been simple for him to end a month early. For my insurance to be terminated, he would have had to send in the request. How can I find out for sure, and what recourse do I have?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


What does Obama mean by affordable health insurance?How can it be affordable for everyone?

What does Obama mean by affordable health insurance?How can it be affordable for everyone?


Why can’t I use umbrella insurance instead of auto insurance?

I currently have my auto insurance liability coverage at 250/500/100. Playing with the quotes it seems cheaper if I put my auto insurance coverage low (ie 50/100/50) and just buy an umbrella policy on top of that for $1MM. What am I missing? Never got into an accident all these years, and only 1 speeding ticket (2 miles over limit, which the judge threw out based on my excellent driving record) Assuming I did, get into an accident, my umbrella would just come down and cover what my limited auto couldn’t. Am I missing anything? Thanks!


I want to hire my car at call centre?

I have a maruti swift car and want to put it for hire at call centre in Mumbai. Can anybody help me.


Do insurance agents get group health insurance?

I am thinking about becoming an insurance agent for one of the large insurers. I was wondering if insurance companies generally offer group insurance for their agents or if they consider them independents and don’t offer the coverage. What other benefits do most large insurance companies offer?


Car insurance?

what is the approximate rate for a 16 year old girl who needs car insurence on a 2001 crystler sebring??


Anyone know about any cheap/good Health Insurance in New York?

Anyone know about any cheap/good Health Insurance in New York?


Life insurance blood test and urine analysis. What all do they test for?

I know they will test the blood for high or low counts and such, but will they test the blood for drugs and alcohol, too? And I know that sometimes high or low levels will show up better in a urine analysis, so I know they’ll be looking for that, but will they be testing for drugs and alcohol, in the urine, too? The application form I signed did not have any in depth explanation of what would I would be tested for. All it said was a blood test and a urine analysis.


can i take out term insurance at my age? I am sixty-nine yrs ?”

Since the insurance company are so restricted is it possible for me or anyone older then dirt-take out term life insurance???,thinks for any answer!!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Has anyone had a negative experience with Progressive Insurance Company?

Has anyone had a negative experience with Progressive Insurance Company?


Home owner’s discount on auto insurance?

it’s not for home owner’s insurace. it’s a quote on my car ins. and you get a discount for being a home owner


An insurnce company charges a 21-year-old male a premium of $250 for one-year $100,000 life insurance policy.?

An insurnce company charges a 21-year-old male a premium of $250 for one-year $100,000 life insurance policy. A 21-year-old male has 0.999 probability of living for a year. a. From the perspective of a 21-year-old male (or his estate), what are the values of the two different outcomes? The value if he lives is _____ dollars. The value if he dies is _____ dollars. b. What is the expected value for a 21-year-old male who buys the insurance? The expected value is ______ dollars. c. What would be the cast o the insurance if the company just breaks even (in the long run with many such policies), instead of making a profit? _____ dollars. d. Given that the expected value is negative (so the insurance company can make a profit), why should a 21-year-old male or anyone else purchase life insurance? O A person who buys a one-year policy will expect to make a profit. O Insuring the financial security of loved ones compensates for the negative expected values. Please show your work


Does life insurance cover suicide?

I’m being serious here. I’m 20, and if I kill myself and have had life insurance for a month will it pay out to my family?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

How many health insurance companies are in PA?..?

How many health insurance companies are in PA?


I believe my employer may have terminated my health insurance and pocketed my money, what recourse do I have?

I’ve been employed at the same job with the same health insurance for 2 years. My monthly insurance payment is split between me and my employer, and is taken out of each check. I recently received bills from doctors saying I owe for any services I have had during Sept. ’07 because my insurance is denying the claim. I called my ins. company, and they said my policy was terminated Aug. 31st, and reinstated Oct. 1st. They confirmed this was not due to a lapse for nonpayment. The termination was absolutely sent in by my employer. I was not ever notified of this termination. In the fall of ’07, my company, (a small business), came close to bankruptcy. I fear my boss may have deducted my half of the premium from my checks and failed to pay the ins. company. In addition, my policy renews every Oct., so it may have been simple for him to end a month early. For my insurance to be terminated, he would have had to send in the request. How can I find out for sure, and what recourse do I have?


Can a ticket affect my parent’s insurance rates?

I recently got my first moving violation and I do intend to pay it and go to traffic school soon. The policy expires this May and the insurance is not under my name. Will this affect my parent’s rates? Company is state farm.


Im a new driver. Best Auto insurance with my family?

I just got my license a few weeks ago and my mom cant add me to the insurance because we dont have the money to. we have 3 cars, and 4 names on 2 and 3 names one 1, and it think its a hole in the wall company that were with. What i want to know is that is there an affordable insurance company we can switch over to and add me to the cars and still have it be affordable?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Is there a grace period if your group health insurance…?

I have had group health insurance at work. My hours were dropped , therefore so were my benefits. They mailed a letter 2 days before the cancellation” date stating benefits are terminated on this date. I got the letter in the mail a day later than the “date” listed it was cancelled. It obviously gave me no time to look for alternate coverage. Is there a grace period generally?? I can’t even call HR being they are closed on the weekends. help please”


For a university student what is the long term cheapest way to buy car insurance?

I am starting university this September for 4 years and while I am there I will not be needing a car, I am learning to drive now so that when I have finished university I am able to get a car to get to work. What I am wondering is; would it be cheaper in the long term to not buy a car or insurance until after university, or buy a car and insurance now and build up a no claims, or to be insured as a named driver on my mum’s car while I am in university then take out my own insurance once I have finished uni (I would have to pay my mum the difference above her insurance now)? I do not know what car I will have, mostly likely something like a VW polo or ford fiesta (cheapness is most important to me), and I would take out third party insurance. Thanks for help.


Is there a higher liability on home insurance when you own a pit bull?

Me and my fiance are getting a home soon and there is the most adorable little pit bull puppy that I want to get. My fiance says that there is an increase in liability for having a pit bull, but I’m not sure about it. We are moving into a nice house in Middleburg, FL and I want to know if anyone knows. ***I DO NOT WANT PIT BULL BASHING!!***


Mazda RX7 for a teenager car?

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Should I cash in my whole life insurance policy?

I purchased a whole life insurance policy about ten years ago. I know, bad decision. Now I have acquired some debt from a divorce and if I cash in the policy minus any taxes and/or fees I can wipe this debt out. I still have an SGLI policy currently for 200K and can increase this after I close the other policy. Is this a good decision?


Why are so many people against Obamacare?

I would like to understand why so many people are against Obamacare. I am guessing Obamacare could help sick people or other people with no ways to pay for health cares. So why do they wanna delay it for a year? Why not give the opportunity to everyone to have better care. This is not a pro Obama question, I just want to understand. I’m from Europe


Cost of living in Qatar?

Hi all, I have got an offer from Qatar. The package is 3500 S.R+Incentives+ Housing Allowance 2000 + Furnishing Allowance 300+ Yearly leave 30 days with tickets+Car+Family visa (if married).if in family visa 3300 riyals for housing allowance. I would like to know whether it is a fair package and how is the cost of living. I dont need much of expenses for my living . just normal food+and basic expenses and no smoke drinks stuffs etc..As of now am a bachelor. Kindly advice.


Car insurance…under 25?

who provides the cheapest car insurance for a lad age 21 in the UK


Cheap car insurance for 17?

what is the the most reliable and most cheapest insured car the cheepest i found was a renult clio at £5390 third party fire & theft with no road experience

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Where can a first time driver buy affordable car insurance?

My family does not want to put me under their policy. I am 17 and will be getting my licence this Friday. I make minimum wage ($7.25 and hour) I will be driving my mother’s car. Is there any insurance I can afford on my own?


I believe my employer may have terminated my health insurance and pocketed my money, what recourse do I have?

I’ve been employed at the same job with the same health insurance for 2 years. My monthly insurance payment is split between me and my employer, and is taken out of each check. I recently received bills from doctors saying I owe for any services I have had during Sept. ’07 because my insurance is denying the claim. I called my ins. company, and they said my policy was terminated Aug. 31st, and reinstated Oct. 1st. They confirmed this was not due to a lapse for nonpayment. The termination was absolutely sent in by my employer. I was not ever notified of this termination. In the fall of ’07, my company, (a small business), came close to bankruptcy. I fear my boss may have deducted my half of the premium from my checks and failed to pay the ins. company. In addition, my policy renews every Oct., so it may have been simple for him to end a month early. For my insurance to be terminated, he would have had to send in the request. How can I find out for sure, and what recourse do I have?


Car Insurance policy?

I was buying home contents insurance a month ago, I realized that It could be bought altogether with some other extras like key protections, legal expenses and home emergency services. Today I am trying to buy car insurance, I wonder what extras car insurance comes with? Regards


Whats minimum car insurance cover allowed for producing at police station in UK?

I was given two print outs in the police car. – One with offence details (3000 // Using motor vehicle without 3rd party insurance) It says on the slip the following :- You are reminded to produce the following documents at Burnley Police Station. – Licence: Drivers – Record – Certificate of Insurance – Record – Test Certificate – Check” Failure to produce the documents indicated above may render you liable for prosecution and you may be commiting further offences if you do not produce them within the period of 7 days. – and one saying that my vehicle has been seized by police due to “no Valid Certificate of Insurance” and gives me retrievement requirements which are :- 1. Proof of Ownership of Vehicle 2. A Valid Drivers Licence 3. A Valid certificate of Insurance ———————- I was under the impression I can leave the second one as I will not be recovering my car as its not financially viable. Does this indeed mean that I do not need to produce a “C”


Car insurance tips for new drivers?

im 23 and have just passed my test. i live in the uk and im looking for car insurance which is very expensive. i have tried a few companies and made the excees the most it can be but its just too much. just looking for any tips or websites anyone knows of that may help thanks


How much would a job delivering pizzas affect my car insurance premiums?

I drive a 1997 Geo Metro. I have no accidents or moving violations on my record. I have been driving since August 2005. I am 25 years old. My October bill was $91.17.


How does progressive auto insurance work?

ok i see i was reading it wrong. it was just like a line where i could movethe bar. the lowest i could pay is 56 a month for 6 month policy and the highest was the 172 or whatever it was. obviously the lower the price the less coverage. im assuming after the six months is up, you still keep paying it monthly right? and im 21 and live in milwaukee wi


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